Access to funds and recourse for individuals with frozen bank accounts during Police investigations
7 April 2026
Question:
Ms Yeo Wan Ling: To ask the Coordinating Minister for National Security and Minister for Home Affairs (a) how effective are current arrangements in ensuring that individuals under police investigation for scams with frozen accounts can access funds for daily living needs; and (b) what recourse is available for those who continue to face challenges in receiving income or accessing essential banking services, beyond appealing to the Police.
Answer:
Mr K Shanmugam, Coordinating Minister for National Security and Minister for Home Affairs:
1. The Police only freeze bank accounts when there is reason to suspect that the funds within the accounts are involved in illicit activities, such as scams. Under Section 35(8) of the Criminal Procedure Code, individuals whose bank accounts are frozen can apply to the Courts for the release of funds to pay for basic living expenses or other essential spending. Those who face difficulties in applying to the Courts can approach the Investigation Officer responsible for their case or seek legal advice.
2. The Police do not restrict these individuals from receiving income or accessing essential banking services. Individuals whose accounts have been frozen by the Police can continue to use other non-frozen accounts if available, or apply for a new bank account, subject to the bank’s own due diligence and risk assessment.
